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The Big Property forum • View topic - Buy to let insurance question
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PostPosted: Fri Dec 10, 2010 12:07 pm 
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Joined: Fri Dec 10, 2010 11:51 am
Posts: 2
Will my buy to let insurance be invalid if I don't inform my mortgage lender that I have tenants?


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PostPosted: Fri Dec 10, 2010 12:49 pm 
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Joined: Thu Oct 21, 2010 1:41 am
Posts: 5
It shouldn’t affect your Insurance at all.

The only thing I would say is that the mortgage company may want to be noted on the buildings policy so if there is a large claim they may be notified and may find out. That would be an issue with the you and your mortgage company though not the insurers.

As far as cover is concerned though there should be no terms that would invalidate the insurance. Its insured on the correct basis so no problem


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PostPosted: Sun Sep 11, 2011 2:31 pm 
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Joined: Fri Dec 10, 2010 11:51 am
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ok thanks


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PostPosted: Tue Sep 18, 2012 7:12 am 
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Joined: Tue Sep 11, 2012 8:56 am
Posts: 5
I also have the same question but in different condition, I told to my lender but he is not paying any attention towards this matter....what should i have to do now?


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PostPosted: Mon Jan 27, 2014 11:56 am 
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Joined: Thu Dec 05, 2013 12:35 pm
Posts: 8
Location: US
You have mentioned great information, Thanks for sharing it.


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PostPosted: Mon May 19, 2014 12:24 pm 
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Joined: Mon Jul 09, 2012 10:59 am
Posts: 26
Location: London
Hi
does anyone have any experience of this which I have seen advertised on the London underground.

Is it worth having and does it work in practise ?

Can anyone share any experiences or advice?

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short-let-apartments.com


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PostPosted: Tue Dec 09, 2014 2:12 am 
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Joined: Tue Dec 09, 2014 2:06 am
Posts: 3
No as far as i am aware the insurance company doesn't care what type of mortgage you have. A friend of mine has some residential mortgages with his buy to lets and has Landlord insurance with them.


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